Our use cases

AISP API (PSD2)

As an aggregator with the required approval, benefit from a regulatory solution linked to PSD2 that adapts to market developments.

Associated Product

AIS 1.4.2

As an account aggregator, you retrieve the banking information of your clients in order to offer an optimized user journey.

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Challenge

How to make finance management easier?

As a payment service provider with the necessary accreditation, you want your clients to have instant access to their banking data held by other providers.

Solution

AISP API (PSD2)

The European directive 2015/2366 regarding payment services in the internal market, called the PSD2, as well as its delegated regulation 2018/389 have brought many changes, therefore that of coming to secure and ** regulate** the exchange of certain data between payment service providers and introduce the concept of strong authentication in order to reduce the risk of fraud.

From now on, payment service providers designated under the name of AISP (Account Information Service Provider) can trace information from their customers held at other establishments, with their consent, which makes it possible to offer services to them that meet their needs.

Exchanges' supervision

The opening of banking data is secured and regulated.

Customer protection

Thanks to strong authentication with at least two factors.

Products that might interest you

PSD2TPPPayment

PIS 1.4.2

As a payment initiator, you enable your clients to make transfers in order to facilitate online transactions and ensure an optimal customer experience.

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PSD2TPPAccount

CBPII 1.4.2

As a payment service provider issuing payment instruments linked to a card, you obtain real-time confirmation of funds availability.

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