PSD2 Compliance

List of issues

The following table reports the list of opened issues.

For each issue, we specify which Account Servicing Payment Service Providers (ASPSP) are concerned. A major issue can impact the main interface described in the next section (in which case a planned resolution date is also specified).

# Issue API Description Planned resolution date CMB CMSO Fortuneo Max ABP AZB BPE ABEI ABS
TCK2743656 Payment initiation - Redirect Web callback fails in case of cancelation To be specified       X          
TCK2688720 Account Information Unable to identify the debited card in deferred debit card transactions 

Delivered on 29/03/2021 for most ASPSP

For Fortuneo : mid-April 2021

X X X   X X X X  
TCK2585681 Payment initiation SCT Scheduled A debtor must be specified for a scheduled transfer - In the meantime, a debtor is required for this kind of transfer To be specified X X   X X X X X X
TCK2706315 Account information Request timeouts return 400 - Reopened (Fix delivered on 25/01 not ok)  April 2021 X                
TCK2745156 Payment initiation SCT Scheduled Unable to intiate a Scheduled payment June 2021     X            
TCK2742192 Account information Incorrect transaction status (status set to PDNG instead of BOOK) To be specified       X          
TCK2717825 Fallback In Fallback, allow the TPP to know whether an OTP (One Time Password) is going to be sent to the customer to be able to stop data synchronisation  Delivered - 15/01/2021 X X     X X X X X
TCK2725694 Account Information In some cases, the GET /transactions endpoint does not provide the whole historical depth of transactions  Delivered - 25/01/2021     X            
TCK2730418 Account Information - Redirect App2App Redirect App2App flow fails on Android OS if the payment-requests does not identify the PSU Delivered - 03/03/2021 X X     X   X X  
TCK2750138 Account Information - Redirect App2App state parameter not provided in callback Delivered - 03/03/2021 X                
TCK2793269 Payment initiation Payment validation fails due to a parsing issue of the addressLine
A workaround is available : address lines are not mandatory for creditors and debtors 
Delivered - 16/03/2021 X X X X X X X X X

CMB : Crédit Mutuel de Bretagne
CMSO : Crédit Mutuel du Sud-Ouest
ABEI : Arkéa Banque Entreprises et Institutionnels
ABP : Arkéa Banque Privée
ABS : Arkéa Banking Services
AZB : Allianz Banque

Main interface by feature

The following table describes the main interface for each feature.

When a feature is not available yet or when a major issue is referenced, the Fallback interface is specified as the main interface. When relevant, the issue identifiers are provided to let you know the planned resolution date (see the section above).  

Feature CMB CMSO Fortuneo Max ABP AZB BPE

ABEI

ABS
Account information API API API API API API API API API
End User Identity API API API API API API API API API
Beneficiaries API API API API API API API API API
Fund Confirmation API API API API API API API API API
Payment initiation SCT API API API API API API API API API
Payment initiation SCT Inst API API API API NC NC NC API NC
Payment initiation SCT Scheduled API API Fallback
TCK2745156
API API API API API API
Payment initiation SCT Listed API API NC NC NC NC NC API NC

NC : Not Concerned

CMB : Crédit Mutuel de Bretagne
CMSO : Crédit Mutuel du Sud-Ouest
ABEI : Arkéa Banque Entreprises et Institutionnels
ABP : Arkéa Banque Privée
ABS : Arkéa Banking Services
AZB : Allianz Banque

 

List of available security flows

The following table lists the available security flows for each Account Servicing Payment Service Provider (ASPSP)

  CMB CMSO Fortuneo Max ABP AZB BPE ABEI ABS
Redirect Web Available Available Available Available Available Available Available Available Available
Redirect App2App Available Available Available June 2021 Available NC Available Available NC
Decoupled Not planned
Embedded Not planned

NC : Not Concerned (the ASPSP does not provide a mobile application to its customer)

CMB : Crédit Mutuel de Bretagne
CMSO : Crédit Mutuel du Sud-Ouest
ABEI : Arkéa Banque Entreprises et Institutionnels
ABP : Arkéa Banque Privée
ABS : Arkéa Banking Services
AZB : Allianz Banque